This article tackles the benefits and drawbacks of CDs to help you make an informed decision about where to keep your money.

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

CDs offer less flexibility than savings accounts and lower returns than the stock market. Are CDs ever worth it?

And the benefit for women might be even greater.

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Aboriginal and Torres Strait Islander readers are warned that this story contains the name and images of a deceased person.