Auto liability insurance is required in most states—but what does it actually cover? Here's how it works and why it's essential for every driver Written By Written by Insurance Senior Editor, Buy Side ...

Car insurance rates have surged in recent years, but relief might be on the horizon Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | Buy ...

Forbes contributors publish independent expert analyses and insights. Jim Gorzelany is a veteran automotive journalist. With summer having officially arrived, many Americans will be loading up their ...

The average American pays $2,679 per year for full coverage car insurance, according to Bankrate. But with insurance rates climbing 5.3% from a year ago and tariffs threatening to push them higher, ...

Car insurance prices have skyrocketed. According to the Bureau of Labor Statistics, average policies have gone up 55% in the last three years. Mark Fitzpatrick, a licensed property and casualty ...

In every state in the U.S. except New Hampshire, it is illegal to drive without car insurance. Most states have laws requiring drivers to carry at least a minimum amount of liability coverage.

New Jersey’s car insurance rates are the only ones in the nation increasing by double-digit percentage points in 2026.

The average American pays $2,671 per year for full coverage car insurance, according to Bankrate. But with insurance rates climbing 12% from a year ago and tariffs threatening to push them higher, ...