Forbes Advisor is dedicated to empowering you with the life insurance knowledge and research you need to feel confident in your life insurance decisions. We streamline the complexities of life ...

“Unless there’s a need for liquidity, we don’t want our clients putting money into permanent life insurance. We want that money here as assets under management.” I first heard that said over 30 years ...

While Life Insurance Awareness Month (September), may be ending, that doesn’t mean this sometimes misunderstood financial planning resource is any less important. In fact, this multifaceted financial ...

As 2023 draws to a close, agents and advisors are reviewing the trends that have impacted the life insurance industry during the past several months and are thinking about what is ahead for 2024 and ...

Despite significant investments in process, technology, and marketing, the number of Americans buying life insurance and annuities has been on a fairly consistent decline for decades. As of 2024, just ...

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

A life insurance policy may include more than just a death benefit. Some earn interest, referred to as cash value, that the policyholder can access while they're still alive. Typically a feature of ...