Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating ...

The CEO of a Florida property insurance company explains why some bills are rising even as rates are stabilizing.

Home inspections are not always required to buy homeowners insurance. Insurance companies decide on a case-by-case basis. If your house is more than 25 years old and hasn't been inspected recently, ...

As homeowners insurance premiums hit record highs, homebuyers are growing increasingly concerned about their ability to afford them. The average single-family homeowner is now paying almost $2,370 a ...

If your home is empty for 30+ days, you'll probably need unoccupied and vacant home insurance, either as an add-on or a stand-alone policy. A standard home insurance policy won't pay for damage that ...

According to the International Residential Code, a tiny house is a standalone unit of 400 square feet or less, excluding loft space. Most insurers require tiny homes to meet set construction and ...

Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

HB25-1182 requires insurers to add risk-modeling into their calculations for insurance rates on homeowners policies.

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

Discover how abandonment clauses in property insurance let owners claim full settlements on irrecoverable or high-cost damaged property. Learn key legal insights.

Gabriel House had no insurance to cover residents in a disaster like the deadly fire. The cases are unfolding, but one ...

NEW ORLEANS (WVUE) - As 2025 draws to a close, insurance agents say Louisiana’s troubled insurance landscape is improving, ...