The national average credit score, which had been steadily increasing for over a decade, fell for the second consecutive year, according to a new report from FICO. Increases in credit card utilization ...

Fair Isaac shares jumped over 20% after it announced a new pricing model allowing mortgage lenders to bypass credit bureaus and license FICO scores directly. The move hit Experian, TransUnion, and ...

Fair Isaac on Wednesday unveiled a new pricing model that will allow mortgage lenders to bypass credit bureaus for credit scores, leading the company’s shares to pop more than 20% on Thursday. The ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna — surveys put usage at 20% to 30%. It’s not only convenient, but some people also like that these ...

The credit scoring company FICO recently announced it will add something new to some of its credit scores: data from buy now, pay later loans. Those are the loans that allow shoppers, usually online, ...

Fair Isaac is best known as the creator of the FICO credit score, the lending industry’s standard for assessing consumer credit risk. It also develops analytics, decision-management, and ...

Changes in the way credit scores are determined are on their way. The change means that millions of people could end up paying more when they take out a loan. FICO scores are used to assess a consumer ...

Forbes contributors publish independent expert analyses and insights. Writes about the future of finance and technology, follow for more. FICO has proven that in the digital economy, the power often ...