Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

The average American household has over $6,000 in credit card debt, which can be a challenging amount to manage. If you're just making minimum payments, expect to stay in credit card debt for ...

If reducing debt is on your New Year's resolution list, financial experts have recommended transferring the balance of your ...

Nearly half of all credit card users carry a balance, according to Academy Bank. Higher non-mortgage debt levels can affect ...