A DMP is a structured repayment program offered through nonprofit credit counseling agencies. In many cases, the credit counseling agency works with participating creditors to help make repayment more ...

In 2025, people throughout the U.S. saw rising prices for consumer goods and a reduction in income and employment. Those factors contributed to a substantial rise in credit card debt.

“In a debt management plan, you get the interest rates down to 6 or 7 percent so that most of the payment is going towards ...

Did you overspend during the holidays or find yourself struggling to manage your finances? You're not alone, and help is ...

Ever feel like you’re juggling a bunch of debt and loans and just trying to keep your head above water? You’re not alone, and I’ve got good news. Today we’re talking about a few smart ways to manage ...

Could your debt be reduced or forgiven? Take our financial relief quiz. When you’re dealing with a mountain of debt, it can be hard to envision digging your way out of it. Considering that Americans’ ...

A financial educator said medical debt is a problem that's leading many folks to seek help from professional credit ...

For many people, owning a home can be a dream come true that turns into a nightmare. Are you someone who feels like they are drowning in a mortgage and looking for some relief? Here are a few tips for ...

Debt consolidation can help manage credit card and student loan debt. Learn about options and the importance of financial ...

Debt is a double-edged sword. When wielded wisely, it can open doors to opportunities such as homeownership, education and financial flexibility. Mismanaged, it can weigh you down and derail your ...

PSG Wealth CIO Adriaan Pask explains why chasing returns, taking on debt and delaying planning can derail portfolios – and ...