Life insurance illustrations are designed to provide clients some perspective on how their policy may perform over time, based on unchanging assumptions. However, assumptions are inherently variable.
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What to look for in a life insurance illustration
Life insurance illustrations show how a permanent life insurance policy can perform under certain scenarios. Illustrations show premiums, cash value and the death benefit through the years based on ...
Insurance companies and consumer advocates have wildly different opinions on the efficacy of illustrations used to sell life insurance and annuities. A state regulator group sought to understand those ...
On June 18, 2015, the Life Actuarial (A) Task Force of the National Association of Insurance Commissioner’s (NAIC) Life Insurance and Annuities (A) Committee adopted new Actuarial Guideline 49 ...
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