Rebecca Lake is a certified educator in personal finance (CEPF) and a banking expert. She's been writing about personal finance since 2014, and her work has appeared in numerous publications online.

Adam Barone is an award-winning journalist and the proprietor of ContentOven.com. He has 5+ years of experience as a content strategist/editor. Robert Kelly is managing director of XTS Energy LLC, and ...

For everyday banking and spending, checking accounts are the more common and flexible option. Nearly 90 percent of Americans have checking accounts, which tend to have fewer restrictions than savings ...

You may need to know your bank’s routing number to pay a bill online or over the phone, send money through a wire transfer or set up a direct deposit. To receive your tax refund via direct deposit, ...