President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Your credit score is an important part of your financial life. Here’s how to keep an eye on it for free Written By Written by Contributor, Buy Side Dori Zinn is a contributor to Buy Side and an expert ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...

When you apply for a loan at the bank, buy a car, or take out a home mortgage, your credit score is always part of the ...

Got a money question? Let Buy Side find the answer. Write to [email protected], and we may publish an answer Written By Written by Contributor, Buy Side Kerri Anne Renzulli is a contributor to Buy ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...