The best way to pay off debt depends on what you owe. Explore strategies like the debt snowball, debt consolidation and debt relief.

Finding a personal loan can be more difficult if you have poor credit.

Borrowing has become a normal part of life for most people, especially as everyday costs continue rising. Whether it's groceries, gas or housing, many Americans are now relying more heavily on credit to handle the gap between their expenses and their income.

You can get a debt consolidation loan from an online lender, even if you have bad credit. Compare loan offers to find the best rate. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

For consumers managing credit card debt, here’s how to research options and avoid promises that may not deliver – like someone claiming to repair bad credit overnight. The Texas Office of the Consumer Credit Commissioner regulates some debt management ...

*Rates and APRs are subject to change. All information provided here is accurate as of June 25, 2025. Credit card rates have been climbing in recent years, making it more expensive to service outstanding balances. Managing multiple debts — with varying ...

A charge-off is when a lender writes off your account as a loss and closes the account for further use. You are still legally responsible for the balance that is charged off. The lender may transfer the debt to a collection agency to negotiate a settlement ...

Running a business involves risk, but unpaid invoices shouldn’t be the gamble that sinks your ship. Bad debt—money owed to you that is unlikely to be paid—is a silent profit killer. It disrupts cash flow,